Services
01
Mutual Funds
Mutual funds pool money from many investors to create a diversified portfolio of stocks, bonds, or other securities. These investments are professionally managed by fund managers. This offers individual investors an accessible way to diversify their holdings and potentially achieve their financial goals without needing in-depth market expertise.
02
Life Insurance
Life insurance is a contract where an individual pays regular premiums to an insurance company, and in return, the company promises to pay a sum of money (death benefit) to designated beneficiaries upon the policyholder's death. It provides financial security for your loved ones, helping them cover expenses like daily living costs, debts, and education, even in your absence.
03
Health Insurance
Health insurance provides financial coverage for medical expenses, protecting individuals from the rising costs of healthcare. By paying regular premiums, policyholders can receive benefits for doctor visits, hospital stays, surgeries, and medications. It offers peace of mind and access to quality treatment, preventing significant financial strain during health emergencies. Sources.
04
Vehicle Insurance
Vehicle insurance, also known as car or auto insurance, provides financial protection against physical damage or bodily injury from traffic collisions and liability arising from vehicle incidents. It can cover vehicle damage, theft, fire, and injuries to the insured and third parties. Policies vary by region and may include liability, collision, comprehensive, and uninsured motorist coverage.
05
RBI Bonds
RBI Bonds are government-backed, fixed-term investment instruments issued by the Reserve Bank of India with a tenure of seven years. They offer a floating interest rate, paid semi-annually, and are considered safe with no maximum investment limit. Only Indian residents can invest. Interest earned is fully taxable.
06
National Pension Scheme (NPS)
The National Pension Scheme (NPS) is a voluntary, market-linked, defined contribution retirement savings plan regulated by the Pension Fund Regulatory and Development Authority (PFRDA). Open to Indian citizens aged 18–70, NPS encourages systematic savings for retirement, offers tax benefits, flexible contributions, and allows partial withdrawals in specific cases.
07
Unlisted Equity
Unlisted equity refers to shares of companies not traded on public stock exchanges. These shares are typically issued by private companies or startups and are bought and sold through private transactions or over-the-counter markets. Unlisted equity offers high growth potential but carries higher risks due to low liquidity and limited regulatory oversight
08
Real Estate Investment Guidance
Real estate investment in 2025 requires a strategic approach, focusing on high-growth areas, rental yield potential, and diversification. Prioritize locations with strong infrastructure and job hubs for steady appreciation and rental income. Regulatory reforms like RERA ensure transparency and investor protection, while digital tools streamline transactions. Consider emerging trends such as smart homes and green buildings for better returns.
09
Retirement Planning Solutions
Retirement planning solutions in 2025 include pension plans, annuities, and government-backed schemes like Atal Pension Yojana and Public Provident Fund. These options provide guaranteed income, flexible payouts, and tax benefits. Personalized strategies, such as deferred annuity plans and systematic savings, ensure financial stability and a comfortable post-retirement life
10
Tax Saving Plans
Tax saving plans in 2025 include options like Public Provident Fund (PPF), Equity-Linked Savings Schemes (ELSS), National Savings Certificate (NSC), tax-saving fixed deposits, and health insurance premiums. Under the old tax regime, these investments offer deductions under Section 80C, while the new regime provides limited deductions and a higher standard deduction.
11
loan services
Loan services offer financial assistance by providing funds to individuals or businesses for various needs, such as home purchases, education, or business expansion. These services include personal loans, mortgages, auto loans, and business loans, often featuring flexible repayment options, competitive interest rates, and tailored solutions to meet diverse financial requirements.
12
Public Provident Fund (PPF)
The Public Provident Fund (PPF) is a government-backed, long-term savings scheme in India offering a 7.1% annual interest rate (as of June 2025), compounded annually. It features a 15-year lock-in period, tax-free returns under the EEE regime, and allows investments from ₹500 to ₹1.5 lakh per year.
13
Secondary Market Bonds
Secondary market bonds are previously issued bonds traded among investors, not directly with the issuer. This market provides liquidity, allowing investors to buy or sell bonds before maturity, and plays a key role in price discovery based on supply, demand, and market conditions. It offers flexibility, diversification, and access to various bond types, such as government, corporate, tax-free, and green bonds